Settlement work for payment companies

Innovation Api helps PSPs, acquirers, and similar institutions understand how funds clear and where breaks hide — from a studio at Chevalier House in Tsim Sha Tsui.

Harbour view toward Hong Kong island skyline

Why we exist

Payment companies live with suspense balances that no one wants to own. We specialise in settlement process audits — naming break classes, mapping owners, and leaving ops with worksheets that survive the next corridor launch.

How we work

Engagements are scoped, evidence-led, and time-boxed. We do not sell software on this site, and we do not process payments here. Informational pricing appears on each service; invoices follow an agreed statement of work.

Studio

Chevalier Hse, Tsim Sha Tsui, Hong Kong · +852 3170 5674 · hello@innovation-api.digital

Mon–Fri 09:00–18:00 HKT

Practitioners you may meet

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Hannah Lo

Settlement audit lead — clearing cycles and fee schedules

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Marcus Yeh

Payments operations — payout reconciliation and exception queues

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Aisha Rahman

Sponsor assurance — diligence briefs and evidence packaging